About the Company:
Talent Insider is an upcoming HR Consultancy Service, founded in 2021. Our clients have been some of the leading brands in Indonesia, and this service continues to expand.
Registered in Singapore & Indonesia, we can assist with your growth plans and strategies, and continue to expand our regional presence with strong regional partners to assist our client in recruitment and branding strategy.
Job Description:
- Develop And Implement Robust Credit Risk Models (acquisition Scorecards, Behavioral Scorecards, Collection Scorecards) For Cash Loan Products To Support Business
- Explore Alternative Data To Enhance The Scorecard Model Performance On Top Of Traditional Credit Data
- Continuously Monitor, Improve, And Validate The Models’ Performance And Research On The Latest Modeling Methodology And Best Industry Practices, While Meeting All Regulatory Requirements
- Develop And Maintain Enterprise Risk Management Models E.g. Basel, IFRS 9, PD, LGD, EAD Models, Stress Testing, And Macro-economic Models
- Conduct Benchmarking/industry Research To Review Regulatory Requirement Changes On RWA Policies For Managing Better Credit Risk
- Able To Keep Identifying The Credit/business Issues To Find Solutions Or Quality Improvements Using Scoring/modeling/analytics Tools
Job Requirements:
- At least a Bachelor’s/master’s degree with excellent GPA in Math, Statistic, Computer Science, Risk Management or Engineering
- Min. 2+ years experience in financial service data modeling that have deployed, build, and maintained such models in production using data modeling tools. Certification is a plus.
- Experience of SQL, and Python programming (Phyton is mandatory), knowledge of Statistical/Machine learning algorithm such as Logistic Regression, and Gradient boost (XGBoost/CatBoost), KMeans
- Mathematical, modeling, and reasoning skills to understand Credit Scoring/Propensity models and deploy them accurately and use that to make actionable recommendations
- Solid oral and written Indonesian and English communication skills and able to communicate terms to users
